Cypress, Texas Insurance for Seniors

Cypress, Texas insurance for Seniors includes Medicare, which is a federal health insurance program for people ages 65 years and older. Medicare pays for much of your health care, but not all of it, which is why we, at Childres Insurance Group, offer supplemental insurance for seniors to help defray the expenses left over after Medicare pays their part.  Costs which may not be covered by your Cypress Medicare health coverage could include prescription drugs, deductibles and co-insurance.

Cypress Insurance Company, Childres Insurance Group, supplies Medicare Supplements for seniors, which are health insurance policies sold by private heath insurance companies to fill the "gaps" in Medicare coverage. For more information or to receive a quote for Medicare Supplements in Cypress, please fill out our Medicare quote form online.  Also, please feel free to just give us a call today at (888) 491-6273.  Our experienced insurance professionals are always happy to assist you with any questions you may have!

Learn more about: What is a Medigap policy?

We want to help you in making an informed decision regarding your insurance policies so that you can be comfortable with the choices you make and know that you are receiving the most effective insurance for seniors, or other form of insurance that you purchase through Childres Insurance Group.

A Medigap policy (Medicare Supplemental Insurance) is health insurance that is sold by private insurance companies to fill the gaps left by the original Medicare Plan coverage that you may already have. Medigap policies can help to pay some of the health care costs the original Medicare Plan doesn't already cover. Medicare and your Medigap policy will pay both their shares of covered health care costs if you are in the original Medicare Plan and have a Medigap policy.

There are as many as twelve different standardized Medigap policies for coverage (Medigap Plans A through L) that you may be able to choose from. Medigap policies are required to follow Federal and State laws created to protect you, the Medigap insurance policy holder. A Medigap policy has to be clearly identified on the cover as Medicare Supplement Insurance. Each Medigap plan has a different set of basic and additional benefits.  Cypress, Texas insurance companies can only sell you a standardized Medigap policy. You will be able to compare the various Medigap policies easily because they all have specific benefits to review.

Costs that are associated with each Cypress insurance policy may vary.   Be sure to take the time to compare the Medigap policies that are available to you so that you choose the correct plan.  At Childres Insurance Group, we will be happy to assist you with any questions you may have as you make these important decisions. The benefits in any Medigap Plan A through L are the same for any insurance company. Each insurance company decides which Medigap policies it wants to sell.

Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. Additionally, you will have to pay a premium to the Medigap insurance company.

You and your spouse must each buy separate Medigap policies as your Medigap policy won't cover any health care costs for your spouse and vice versa.

Please see the PDF Version of Government Information On Medigap and Medicare 

Please feel free to call Childres Insurance Group today at (888) 491-6273 to discuss the many ways we can assist you with your Cypress, Texas insurance policies.