The Woodlands Insurance for Seniors

The Woodlands insurance for Seniors is provided by Childres Insurance Group.  Please give us a call today for more information at (888) 491-6273 and receive friendly, experienced service you can rely on.

Medicare is a federal health insurance program for people beginning in the age range of 65 years and older. Medicare pays for a great deal of the health care costs experienced by seniors, but it does not pay all of it.  This is why we, at Childres Insurance Group, offer supplemental insurance for seniors to assist in reducing the costs that are still remaining after Medicare pays their part of the health care bill.  Costs which may not be covered by your The Woodlands Medicare health coverage could include prescription drugs, deductibles and co-insurance. As most realize, these can be hefty charges that may be particularly difficult for retired citizens to manage during this time of life where health care is more necessary than ever before.

The Woodlands Insurance Company, Childres Insurance Group, supplies Medicare Supplements for seniors, which are health insurance policies sold by private heath insurance companies to fill the "gaps" in Medicare coverage. Find out more or receive a quote for Medicare Supplements in The Woodlands, by filling out the online Medicare quote form we have provided for your convenience.  Also, please feel free to just give us a call today at (888) 491-6273.  Our experienced insurance professionals will be pleased to assist you with any questions you may have!

What is a Medigap Supplemental Insurance policy?

Making an informed decision regarding your insurance policies will assist you in being more comfortable with the choices you must make and aid you in knowing you are receiving the most effective insurance in The Woodlands for seniors.

Private insurance companies in The Woodlands sell Medigap policies (Medicare Supplemental Insurance) to fill the gaps left by the original Medicare Plan coverage. Medigap policies may be able to help pay some of the health care costs not already covered by your original Medicare Plan. Medicare and your Medigap policy will pay both their shares of covered health care costs if you are both in the original Medicare Plan and have a Medigap policy.

As many as 12 different standardized Medigap policies provide coverage (Medigap Plans A through L) that you may be able to choose from. Medigap policies must follow Federal and State laws that have been established to protect you, the insurance policy holder. A Medigap policy has to be clearly identified on the cover as Medicare Supplement Insurance. Each Medigap plan has a different set of basic and additional benefits.  The Woodlands Texas insurance companies can only sell you a standardized Medigap policy. You will be able to compare the various Medigap policies easily because they all have specific benefits to review.

Costs that are associated with each The Woodlands insurance policy may vary.   Be sure to take the time to compare the Medigap policies that are available to you so that you choose the correct plan.  At Childres Insurance Group, we will be happy to assist you with any questions you may have as you make these important decisions. The benefits in any Medigap Plan A through L are the same for any insurance company. Each insurance company decides which Medigap policies it wants to sell.

You and your spouse must each buy separate Medigap policies as your Medigap policy won't cover any health care costs for your spouse and vice versa. Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. Additionally, you will have to pay a premium to the Medigap insurance company.

Please give Childres Insurance Group a call today at (888) 491-6273 to discuss the many ways we can assist you with insurance policies as a resident of The Woodlands, Texas.

***PDF Version of Government Information On Medigap and Medicare ***